Licensing by the California Residential Mortgage Lending Act allows a mortgage banker to ______.

Which of these names is also known as the California Real Property Loan Law?

Disclosures under the ______ are required when the seller is extending credit to the buyer or anyone other than the buyer or seller is paid in any way to arrange financing.

Adam is a real estate licensee. He gets a call from Brad, who tells him that he’s getting married soon, and that he and his partner, Zeke, will need to buy a home that is between their places of work. The area where Adam has active listings is right where Brad and Zeke need to be. Adam doesn’t agree that gay marriage should be legal, so he tells Brad that he doesn’t have time to help but that he can refer Brad and Zeke to another agent. What California legislation makes Adam’s action illegal?

Which of the following statements is true about usury laws in California?

Danny and Wendy recently relocated to California. They are buying a three-bedroom home in an established neighborhood where they look forward to raising a family. Their real estate agent, Brunhilda, thinks that their income, which is on the low side, and the property could make them eligible for ______, which would offer reduced, fixed interest rates on a loan.

What does the Unruh Civil Rights Act require of real estate licensees?

The purpose of the Seller Financing Disclosure Law is ______.