Natalie is a single mother of twins and receives government assistance to help make ends meet. She’s been living with her mother for the last few years but really wants to buy her own home to gain some independence. She’s got a little in savings and has good credit, but when a lender turns her away because she receives public assistance she worries that she’ll never be able to get a loan. What act prevents automatic discriminatory practices by lenders and protects individuals like Natalie?

Gregory and Dianne are American citizens of Cuban origin, and when their home loan is denied, they suspect discrimination. Which of the following acts prohibits lender discrimination on the basis of the protected class of national origin?

The Real Estate Settlement Procedures Act protects consumers by _______.

In a residential real estate sale involving a federally related loan, what entity is required to provide Real Estate Settlement Procedures Act disclosures to the consumer?

Tyler is a developer who renovates a long-abandoned warehouse in a low-income neighborhood into a community center, complete with space for after-school programs, a daycare, and a gym. Tyler is able to complete the renovation with a loan funded by a local bank. Which act requires financial institutions to make credit available for this type of development?

The Housing and Economic Recovery Act and the American Recovery and Reinvestment Act were enacted in response to ______.

The ______ was a response to the practice of redlining and was enacted in 1977.

The ______ requires specific disclosures and was enacted in 1968 as part of the Consumer Credit Protection Act.