CA Real Estate Principles Course » 2021 » Section 10 Unit 3 Exam

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Question #1
Which of these actions would be considered illegal under the Holden Act?
A.   Refusing to provide a mortgage loan to a customer who wishes to buy a home in a neighborhood with a high rate of foreclosures
B.   Running a credit report on a mortgage applicant who has darker skin
C.   Refusing to provide a mortgage loan to a recently divorced woman who just filed bankruptcy
D.   Requiring a legal address for the property before approving a mortgage loan
Question #2
During which step of the DFEH complaint process does the DFEH explore options to resolve a complaint after a violation of the law has been found?
A.   Pursuit of resolution
B.   Litigation
C.   Investigation
D.   Remedies
Question #3
The ______ has held that protections under the Unruh Act are applicable to anyone exhibiting characteristics of the protected groups named in the act.
A.   FEMA
B.   California Department of Real Estate
C.   FDCA
D.   California Supreme Court
Question #4
Which act prohibits housing financial discrimination on the basis of protected class make-up or location of a property?
A.   The HUD Act
B.   The DFEH Act
C.   The Holden Act
D.   The Unruh Act
Question #5
Which of these actions is a violation of California’s Fair Employment and Housing Act?
A.   An apartment manager screens out a tenant whose source of income is illegal drugs.
B.   Kirby, a buyer's agent, carefully shows Democratic clients only neighborhoods that match their demographics.
C.   An apartment manager favors better-looking female applicants over equally qualified plain Janes.
D.   While presenting offers to a seller client, an agent notes at the top of a summary sheet that the buyer is an "EXOTIC DANCER" and suggests that they look for someone with a more tasteful source of income.
Question #6
How does the Department of Fair Employment and Housing complaint process begin?
A.   Complainants fill out formal complaint forms on the DFEH website.
B.   A pre-complaint questionnaire is completed by the complainant's lawyer.
C.   Someone who has a complaint calls the DFEH to schedule an interview. If the interviewer deems the complaint to be valid, they give the complainant a questionnaire to fill out.
D.   Complainants fill out a pre-complaint inquiry form and then are contacted by the DFEH to arrange a telephone interview to gather more information.
Question #7
Which of these actions are exempt from California’s Fair Employment and Housing Act?
A.   A woman advertises her single-family residence for lease, and says, "No minorities allowed."
B.   An apartment manager refuses to allow an assistance animal in a building with a "no pets" policy.
C.   A man posts a classified ad stating he is looking for a male roommate to share his two-bedroom, one-bath apartment.
D.   An apartment manager assigns minorities to one building.
Question #8
When a Department of Fair Employment and Housing complaint reaches litigation, the parties have the option to have the case heard before _____________________.
A.   The Department of Fair Employment and Housing or in civil court
B.   A court-appointed mediator
C.   The Housing and Urban Development Commission
D.   Civil court

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