CA Real Estate Principles Course » 2021 » Section 10 Unit 3 Exam

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Question #1
Which of these actions would be considered illegal under the Holden Act?
A.   Running a credit report on a mortgage applicant who has darker skin
B.   Refusing to provide a mortgage loan to a recently divorced woman who just filed bankruptcy
C.   Requiring a legal address for the property before approving a mortgage loan
D.   Refusing to provide a mortgage loan to a customer who wishes to buy a home in a neighborhood with a high rate of foreclosures
Question #2
During which step of the DFEH complaint process does the DFEH explore options to resolve a complaint after a violation of the law has been found?
A.   Remedies
B.   Litigation
C.   Pursuit of resolution
D.   Investigation
Question #3
The ______ has held that protections under the Unruh Act are applicable to anyone exhibiting characteristics of the protected groups named in the act.
A.   California Supreme Court
B.   FEMA
C.   California Department of Real Estate
D.   FDCA
Question #4
Which act prohibits housing financial discrimination on the basis of protected class make-up or location of a property?
A.   The Holden Act
B.   The DFEH Act
C.   The Unruh Act
D.   The HUD Act
Question #5
Which of these actions is a violation of California’s Fair Employment and Housing Act?
A.   An apartment manager screens out a tenant whose source of income is illegal drugs.
B.   Kirby, a buyer's agent, carefully shows Democratic clients only neighborhoods that match their demographics.
C.   An apartment manager favors better-looking female applicants over equally qualified plain Janes.
D.   While presenting offers to a seller client, an agent notes at the top of a summary sheet that the buyer is an "EXOTIC DANCER" and suggests that they look for someone with a more tasteful source of income.
Question #6
How does the Department of Fair Employment and Housing complaint process begin?
A.   Complainants fill out a pre-complaint inquiry form and then are contacted by the DFEH to arrange a telephone interview to gather more information.
B.   Complainants fill out formal complaint forms on the DFEH website.
C.   Someone who has a complaint calls the DFEH to schedule an interview. If the interviewer deems the complaint to be valid, they give the complainant a questionnaire to fill out.
D.   A pre-complaint questionnaire is completed by the complainant's lawyer.
Question #7
Which of these actions are exempt from California’s Fair Employment and Housing Act?
A.   A man posts a classified ad stating he is looking for a male roommate to share his two-bedroom, one-bath apartment.
B.   An apartment manager assigns minorities to one building.
C.   A woman advertises her single-family residence for lease, and says, "No minorities allowed."
D.   An apartment manager refuses to allow an assistance animal in a building with a "no pets" policy.
Question #8
When a Department of Fair Employment and Housing complaint reaches litigation, the parties have the option to have the case heard before _____________________.
A.   The Housing and Urban Development Commission
B.   A court-appointed mediator
C.   The Department of Fair Employment and Housing or in civil court
D.   Civil court

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