FCS 320 - Family Resource Management » Spring 2022 » Final Exam
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Question #1
Quadrant II involves all the following activities, EXCEPT?
A.
Identify roles
B.
Setting Goals
C.
Scheduling
D.
Managing your money
Question #2
All the following apply to stewardship delegation, EXCEPT?
A.
Giving people choice
B.
Just telling people what to do.
C.
Focused on results
D.
Letting people take responsibility for their actions.
Question #3
All the following are dimensions of a win/win paradigm, EXCEPT
A.
Character
B.
Agreeement
C.
Relationship
D.
Communication
Question #4
According to Who Moved My Cheese, why did the people have a hard time adapting to change?
A.
Mice can't think beyond themselves.
B.
Mice can't think abstractly.
C.
People have a hard time adapting to change because their decisions are clouded by complex emotions, values, paradigms, social norms, and social pressures.
D.
Mice don't have to support a family.
Question #5
Maps of the way we think things are and should be are called?
A.
Perceptions
B.
Realities
C.
You Answered
D.
Paradigms
Question #6
Our attitudes and our behaviors are a result of which of the following?
A.
Religion
B.
Paradigms
C.
Family
D.
Feelings
Question #7
Communication is what?
A.
Clear, concise, consistent, creative, sensitive to audience’s, persuasive, and open to differing options
B.
Unwanted sound that interferes or distracts from learning or communicating
C.
Process of transmitting a message from a sender to a receiver.
D.
Method by which communication travels from source or sender to receive
Question #8
Effective communication is what?
A.
Unwanted sound that interferes or distracts from learning or communicating
B.
Process of transmitting a message from a sender to a receiver
C.
Clear, concise, consistent, creative, sensitive to audiences, persuasive, and open to differing options
D.
Method by which communication travels from source or sender to receive.
Question #9
What is noise?
A.
Clear, concise, consistent, creative, sensitive to audience’s, persuasive, and open to differing options
B.
Process of transmitting a message from a sender to a receiver
C.
Unwanted sound that interferes or distracts from learning or communicating
D.
Method by which communication travels from source or sender to receive
Question #10
A channel refers to what?
A.
Unwanted sound that interferes or distracts from learning or communicating
B.
Clear, concise, consistent, creative, sensitive to audience’s, persuasive, and open to differing options
C.
Process of transmitting a message from a sender to a receiver
D.
Method by which communication travels from source or sender to receive
Question #11
When is internal noise most likely to occur?
A.
None of these apply
B.
When there is a lot of people talking
C.
When there is an alarm
D.
When the sender’s and/or the receiver’s mind is distracted
Question #12
When the receiver assigns meaning to symbols they are engaged in...
A.
Encoding
B.
Decoding
C.
Recording
D.
None of these
Question #13
When a person puts their thoughts into symbolic form they are engaged in...
A.
Decoding
B.
Sending
C.
Encoding
D.
Transcribing
Question #14
Which of the following refers to the sum total of an individual’s human resource?
A.
None of these
B.
Material Resources
C.
Human Capital
D.
Financial Resources
Question #15
Human resources are divided into how many categories?
A.
3
B.
2
C.
1
D.
4
Question #16
Demography refers to what?
A.
The yearly number of births per 1,000 women of childbearing age
B.
The number of people who die per 1,000
C.
None of these
D.
The study of the characteristics of human populations.
Question #17
Fertility rate refers to what?
A.
The number of people who die per 1,000
B.
The study of the characteristics of human populations
C.
None of these
D.
The yearly number of births per 1,000 women of childbearing age
Question #18
Mortality rate refers to what?
A.
The study of the characteristics of human populations
B.
The yearly number of births per 1,000 women of childbearing age
C.
The number of people who die per 1,000
D.
None of the above
Question #19
Why do we study demographic trends?
A.
Demographic changes result in changes in the demand of goods in services and thus changes in the economic activity.
B.
Both of these
C.
None of these
D.
Demographic shifts lead to no changes in the economy
Question #20
Intel is interested in building a new factory. It will need highly skilled college educated workers. All else being equal, where will they most likely locate their new factory?
A.
Arkansas: - Bachelor’s degree or higher: 20.3% - Median household income: $38,758 (3rd lowest) - Pct. below poverty level: 19.5% (4th highest)
B.
West Virginia: -Bachelor’s degree or higher: 18.5% -Median household income: $38,482 (2nd lowest) -Pct. below poverty level: 18.6% (10th highest)
C.
Virginia: - Bachelor’s degree or higher: 35.1% - Median household income: $61,882 (7th highest) - Pct. below poverty level: 11.5% (tied-8th lowest)
D.
Kentucky: - Bachelor’s degree or higher: 21.1% - Median household income: $41,141 (4th lowest) - Pct. below poverty level: 19.1% (5th highest)
Question #21
According to the video Stress: Portrait of a Killer, for every year that you are under chronic stress you age how many years?
A.
6
B.
10
C.
3
D.
5
Question #22
Which of the following are sources of stress?
A.
Relational and environmental factors
B.
Cultural or personal factors
C.
Noise, crowding, and pollution
D.
All of these are sources of stress.
E.
Life changes
Question #23
Which of the following is not a universal facial expression?
A.
Happiness
B.
Shame
C.
Sadness
D.
Anger
E.
Fear
F.
Disgust
Question #24
What percentage of communication is verbal?
A.
19%
B.
7%
C.
93%
D.
33%
Question #25
According to the documentary, how many years does a person age for each year they take care of disabled child?
A.
6
B.
3
C.
2
D.
5
Question #26
Stress does what to your brain cells?
A.
Bonds them
B.
Shrinks them
C.
Grows them
D.
Kills them
Question #27
According to the video, chronic stress does what to the connections between your brain cells?
A.
Shrinks them
B.
Expands them
C.
Improves them
D.
Grows them
Question #28
According to the video, chronic stress causes your body to redeposit fat around your mid-section.
A.
TRUE
B.
FALSE
Question #29
Studying all night before a test is a great way to prepare for a test.
A.
FALSE
B.
TRUE
Question #30
According to the stress video, the primary source of stress in humans is?
A.
Psychological
B.
Structural
C.
Physical danger
D.
None of these
Question #31
Exposure to stress at birth has been linked to all the following, EXCEPT?
A.
Lower quality of life
B.
Being right handed
C.
Heart attacks
D.
Emotional problems
E.
Mental health problems
Question #32
According to the documentary "Inequality for All" what percent of Americans born into poverty will remain in poverty?
A.
About 40% of Americans born into poverty will remain in poverty.
B.
40%
C.
About 40% of Americans born into poverty will remain in poverty.
D.
20%
E.
10%
F.
30%
Question #33
According to the documentary "Inequality for All", which of the following identifies the effects of extreme wealth inequality?
A.
Businesses fire employees because fewer people are purchasing their goods and services.
B.
Governments collect less and less tax revenue so they cut services
C.
The middle class works longer and longer hours for less and less pay.
D.
All of these are effects of extreme wealth inequality.
E.
The middle class has less money to buy goods and services.
Question #34
According to the documentary "Inequality for All" who creates jobs in America?
A.
The Government
B.
Middle Class Consumers
C.
The Rich
D.
The Poor
Question #35
According the documentary "Inequality for All" what is happening to the American middle class?
A.
Shrinking
B.
Growing
C.
Staying the same
Question #36
According to "Inequality for All" what did Americans do during the 1970-80's to cope when they found themselves facing increased competition for globalization, loss of jobs, decreased purchasing power, higher education costs, and fewer and fewer benefits.
A.
They did all these
B.
Used equity in the homes to maintain their lifestyles
C.
Used credit to maintain their lifestyles
D.
Worked longer hours
E.
Women went to work
Question #37
Which of the following identifies the most commonly used business model of the Internet?
A.
None of these
B.
The government pays for it.
C.
People pay Internet search engines like Google, Yahoo, etc. money to search for things.
D.
User's agree to allow search engines like Google, Yahoo, etc. to use and sell their personal information to marketers for the right to search the Internet.
Question #38
A.
TRUE
B.
FALSE
Question #39
Large multinational companies have monopolies over the food supply and shape the public's food preferences towards the bad calories by taking advantage of the individuals' natural preference for sugars and salts and their need to get as much as possible with the little money they have.
A.
TRUE
B.
FALSE
Question #40
When you buy Twinkies at the grocery store the price you pay reflects that true costs of production, marketing, and distribution.
A.
FALSE
B.
TRUE
Question #41
In some communities is cheaper to purchase a hamburger than a head of lettuce because government policies encourage the consumption of bad calories.
A.
TRUE
B.
FALSE
Question #42
What percent of minorities will become diabetic in the United States?
A.
10%
B.
50%
C.
33%
D.
75%
Question #43
The price you pay for meat at the register is higher than it should be because we feed cows corn to get them fat.
A.
TRUE
B.
FALSE
Question #44
Historically when wealth inequality has been at its highest so has political, economic and social polarization.
A.
FALSE
B.
TRUE
Question #45
________ is defined as the values and systems that guide the conscious decisions made about activities and time use.
A.
Time management
B.
Attitudinal change
C.
Corporal management
D.
Family life management
Question #46
In the U.S., time use data is collected on a national level by the:
A.
Dept. of Health and Human Services
B.
Federal Reserve Board
C.
Consumer Product Safety Commission
D.
Bureau of Labor Statistics (BLS)
Question #47
When cross-sections of Americans are asked what the main problem they are dealing with is, the majority will say they don't have:
A.
Enough money
B.
Meaningful relationships
C.
Nearly enough time
D.
A big enough house
Question #48
Only about ________ of families eat together daily, meaning one meal or more a day.
A.
43%
B.
10%
C.
25%
D.
76%
Question #49
A central management concept is ________ which is concerned with how time spent in one activity takes away from time spent in another activity.
A.
time aspiration
B.
time strategy
C.
time exploitation
D.
time displacement
Question #50
Time is primarily a ________ that can be measured in units.
A.
Value
B.
Resource
C.
Decision device
D.
Goal
Question #51
Whose last words were "All my possessions for a moment of time?"
A.
Queen Elizabeth I
B.
Queen Margaret
C.
Peter Senge
D.
Stanley Whitehall
Question #52
According to employment studies, what is the most productive day of the week?
A.
Tuesday
B.
Monday
C.
Thursday
D.
Wednesday
Question #53
David Elkind, author and child expert, says that:
A.
Children are overcommitted and growing up too fast and too soon
B.
Children do not have enough to do
C.
Children spend too much time in unorganized activities
D.
Children have too much free time
Question #54
________ is the time that an individual cannot control totally by himself or herself.
A.
Psychic time
B.
Real time
C.
Nondiscretionary time
D.
Discretionary time
Question #55
The concept of workplace is changing with 24-7 access. Work and family life has become more complicated as it is harder to turn off work, a study showed that:
A.
Smaller organizations may be more nurturing than larger ones
B.
Executives are more time stressed than people in low-demand, low pay jobs
C.
The affluent have the most work-family conflicts
D.
Caregivers don't have much conflict because they stay at home
Question #56
________ occurs when a person is so heavily involved in one domain (work or family) and may not be psychologically or physically available for the other.
A.
Involvement balance
B.
Spillover
C.
Assimilation
D.
Dominance
Question #57
A total benefits package can increase a person's total compensation by ________ or more.
A.
30 percent
B.
55 percent
C.
10 percent
D.
20 percent
Question #58
In ________ each person makes concessions giving in a little in order to gain a valued settlement or outcome such as harmony.
A.
Assimilation
B.
Valuation
C.
Compromise
D.
Socialization
Question #59
In economic theory, an unemployment rate of ________ considered desirable.
A.
18 percent
B.
Under 12 percent
C.
9 to 10 percent
D.
5 percent or less
Question #60
Authors Ulrich and Dunne found that many of the ways that people react to work, employers, and coworkers are based on:
A.
school experiences with teachers
B.
early childhood experiences
C.
language development
D.
first paid work experiences
Question #61
________ is at the core of work-family interchange.
A.
Tagline
B.
Social support
C.
Passion
D.
Clarity
Question #62
________ refers to the inability to stop thinking about work or doing work. Also that work is the most pleasurable part of life.
A.
Workaholism
B.
Obsessing
C.
Procrastination
D.
Reactivism
Question #63
The phenomenon that states that a job expands to fill the time available to accomplish a task is called:
A.
Northcote's Law
B.
Parkinson's Law
C.
The Peter Principle
D.
Pareto's principle
Question #64
Trends in the workplace include this leading one:
A.
Kinder, more empathetic bosses
B.
More work space, larger private offices
C.
Longer lunch hours
D.
In recent years, being underemployed, having employment beneath one's level of education and experience
Question #65
________ refers to the body's reaction to a demand.
A.
Stress
B.
Overload
C.
Stimulus
D.
Hardship
Question #66
________ are events that cause stress, often requiring changes in normal patterns of behavior.
A.
Disappointments
B.
Sports activities
C.
Crises
D.
Office meetings
Question #67
In the language of economics, the environment is considered a ________, a good we have to protect.
A.
Natural good
B.
Community good
C.
Aggregate good
D.
Personal good
Question #68
The impact on the land, air, and sea from consumption of goods and resources is known as the ________.
A.
Species preservation
B.
Natural capital
C.
None of these is correct
D.
Ecological footprint
Question #69
The ultimate goal is ________ which is a form of growth wherein societal needs, present and future, are met.
A.
Sustainable development
B.
Ecological footprint
C.
Carbon footprint
D.
Planned land use development
Question #70
In the United States, the recycling rate has ________ during the last 15 years according to the book.
A.
risen 90%
B.
tripled
C.
risen 10%
D.
doubled
Question #71
The five countries with the highest carbon dioxide emissions include all of the following except:
A.
Australia
B.
Kenya
C.
Canada
D.
Qatar
Question #72
The place where an organism lives is best described as its ________.
A.
Habitat
B.
Far environment
C.
Radius
D.
Shelter
Question #73
A(n) ________ is the subsystem of ecology that emphasizes the relationship between organisms and their environment.
A.
Carbon footprint
B.
Biology
C.
Ecosystem
D.
Socio-psychology
Question #74
________ refers to the thoughts and actions given to protecting and sustaining the environment.
A.
Sustainability
B.
Atrophy
C.
Eco-recognition
D.
Ecoconsciousness
Question #75
________ is the act or process of preserving and protecting natural environments from loss or depletion.
A.
Contamination
B.
Problem recovery
C.
Multifinality
D.
Conservation
Question #76
A ________ is essentially unlimited.
A.
Waste stream
B.
Forest
C.
Renewable resource
D.
Gold strike
Question #77
It is easy to sign contracts for gym membership, but if one rarely goes to the gym a gap exists between ________ and behavior.
A.
Attitudes
B.
Resources
C.
Values (hope)
D.
Ethics
Question #78
One attitude shift in the United States is that people are beginning ________ at an earlier age.
A.
Travel planning
B.
Retirement planning
C.
Career planning
D.
Estate planning
Question #79
________ is the science or practice of managing money or other assets.
A.
Actuarial management
B.
Budgeting
C.
Financial management
D.
Accounting
Question #80
A(n) ________ or a spending plan or guide can be helpful by providing a visible means of controlling money.
A.
Budget
B.
Net worth statement
C.
Annuity
D.
Money calendar
Question #81
In the United States, the Great Depression peaked in:
A.
1981
B.
1933
C.
1900
D.
1945
Question #82
The Business Cycle has three main parts, which of these is not one of them?
A.
Recovery
B.
Recession
C.
Inflation
D.
Expansion
Question #83
An area that is rising significantly in cost is:
A.
Home appliances and electronics
B.
College tuition
C.
Health care
D.
both Health care and College tuition are correct
Question #84
The main measure of inflation is the ________ computed and reported each month by the Bureau of Labor Statistics.
A.
Consumer Confidence Survey
B.
Consumer Price Index
C.
Product Producer Index
D.
New Homes Sales Matrix
Question #85
The ________ is a measure of the goods and services affordable and available to consumers.
A.
consumption standard
B.
online consumer survey
C.
level of living
D.
standard of living
Question #86
There are different kinds of income discussed in the book. Which one of the following does not belong.
A.
Gross
B.
Discretionary
C.
Disposable
D.
Aspirational
Question #87
Which of the following is not one of the steps in the 5S Management Concept?
A.
Straighten
B.
Sort
C.
Socialize
D.
Sustain
Question #88
The 5S Management Concept is derived from five ________ words which when loosely translated into English become five words beginning with the letter "S."
A.
German
B.
Russian
C.
Japanese
D.
Danish
Question #89
________ refers to openness in revealing information about the operations of companies, organizations, institutions, and governments.
A.
Liquidity
B.
Apprenticing
C.
Transparency
D.
Viscosity
Question #90
Management needs more ________ who participate in community action programs and families, contribute to scientific, social or economic advances and improve human lives.
A.
Followers
B.
Social workers
C.
Leaders
D.
Muckrakers
Question #91
In the U.S. the number of households is:
A.
Growing
B.
Staying the same
C.
Decreasing at a fast rate
D.
Decreasing slowly
Question #92
________ is defined as the application of the scientific method and materials to achieve objectives. Another definition is knowledge systematically applied to useful purposes.
A.
History
B.
Engineering
C.
Technology
D.
The 4C Concept
Question #93
________ consists of the social and managerial processes through which solutions are first translated into social use in a given culture.
A.
Invention
B.
Diffusion
C.
Intellect
D.
Innovation
Question #94
According to the writer William Gibson, "The future is already here — it's just unevenly distributed." By this he means that:
A.
New technologies spread at an even pace
B.
The low-income countries are catching up to the rich countries
C.
Internet access, for example, is available to some but not to all
D.
Innovation access is readily available to all
Question #95
________ means the expression by cultural and ethnic groups of their heritage.
A.
The 5 S Concept
B.
Multiculturalism
C.
Apartheid
D.
Socialization
Question #96
The shift from wanting to own all to owning only what is needed is an example of a ________.
A.
Paradigm shift
B.
Reformation
C.
Retro-change
D.
Goal re-evaluation
Question #97
Your net worth tracks your income over a period of time.
A.
FALSE
B.
TRUE
Question #98
A cash-flow statement tells you how much money you earned and how you spent it over a period of time.
A.
TRUE
B.
FALSE
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