SNHP 220: Health Promotion, Policy, and Politics » Fall 2022 » Midterm

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Question #1
Where do the majority of Americans get their health insurance coverage? (Pick one)
A.   Employer-based insurance
B.   Medicaid
C.   Individual/non-group market
D.   Medicare
Question #2
What was the main problem EMTALA was trying to solve?
A.   The high cost of emergency care
B.   Lack of universal health insurance coverage
C.   Unsafe ambulance conditions
D.   Rampant “patient dumping” where hospitals refused to see uninsured patients
Question #3
Under EMTALA, when can a hospital transfer a patient to a different hospital?
A.   Stable
B.   Signed consent
C.   Paid
D.   Signed release
Question #4
What does HIPAA stand for?
A.   Health Insurance Protection and Accountability Act
B.   Health Insurance Protection and Assurance Act
C.   Health Insurance Portability and Accountability Act
D.   Health Insurance Portability and Assurance Act
Question #5
What type of data does HIPAA protect?
A.   Protected financial information
B.   Protected pet information
C.   Protected data
D.   Protected health information
Question #6
One example of protected health information
A.   treartment
B.   Name
C.   diagnosis
D.   medical test results
Question #7
A health insurance deductible is 
A.   The set monthly amount someone pays an insurance plan for insurance; it does not change month-to-month
B.   The amount someone pays out-of-pocket for services before their insurance plan starts paying a share of the cost of services
C.   None of these
D.   The amount someone pays to the provider every time they see the doctor
Question #8
The Affordable Care Act premium tax credits are only available as a refund at tax time, meaning that consumers have to pay full cost for premiums throughout the year, but they can receive a tax refund to offset those costs when they file federal taxes.
A.   TRUE
B.   FALSE
Question #9
The ACA allows young adults to stay on their parents’ insurance plan until what age?
A.   26
B.   20
C.   18
D.   21
Question #10
The Affordable Care Act requires most private insurance plans to cover a set of benefits known as:
A.   Critical care services
B.   Really important services
C.   Adult dental and vision services
D.   Essential Health Benefits
Question #11
The following individuals are NOT eligible for the Marketplace premium tax credits and cost sharing subsidies
A.   All of these
B.   Undocumented immigrants
C.   Individuals eligible for Medicaid or Medicare
D.   Individuals with an offer of affordable employer sponsored coverage
Question #12
True or false, the individual mandate (the Affordable Care Act’s requirement that everyone have insurance coverage or pay a penalty) is still in effect.
A.   FALSE
B.   TRUE
Question #13
True or false, the American Rescue Plan Act and Inflation Reduction Act provide enhanced premium tax credits, meaning that many individuals now pay even less in premiums.
A.   TRUE
B.   FALSE

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