SNHP 220: Health Promotion, Policy, and Politics » Fall 2022 » Midterm

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Question #1
Where do the majority of Americans get their health insurance coverage? (Pick one)
A.   Medicare
B.   Individual/non-group market
C.   Employer-based insurance
D.   Medicaid
Question #2
What was the main problem EMTALA was trying to solve?
A.   The high cost of emergency care
B.   Lack of universal health insurance coverage
C.   Unsafe ambulance conditions
D.   Rampant “patient dumping” where hospitals refused to see uninsured patients
Question #3
Under EMTALA, when can a hospital transfer a patient to a different hospital?
A.   Paid
B.   Signed release
C.   Signed consent
D.   Stable
Question #4
What does HIPAA stand for?
A.   Health Insurance Protection and Assurance Act
B.   Health Insurance Portability and Accountability Act
C.   Health Insurance Portability and Assurance Act
D.   Health Insurance Protection and Accountability Act
Question #5
What type of data does HIPAA protect?
A.   Protected data
B.   Protected health information
C.   Protected financial information
D.   Protected pet information
Question #6
One example of protected health information
A.   medical test results
B.   treartment
C.   Name
D.   diagnosis
Question #7
A health insurance deductible is 
A.   The amount someone pays to the provider every time they see the doctor
B.   The amount someone pays out-of-pocket for services before their insurance plan starts paying a share of the cost of services
C.   The set monthly amount someone pays an insurance plan for insurance; it does not change month-to-month
D.   None of these
Question #8
The Affordable Care Act premium tax credits are only available as a refund at tax time, meaning that consumers have to pay full cost for premiums throughout the year, but they can receive a tax refund to offset those costs when they file federal taxes.
A.   TRUE
B.   FALSE
Question #9
The ACA allows young adults to stay on their parents’ insurance plan until what age?
A.   21
B.   20
C.   26
D.   18
Question #10
The Affordable Care Act requires most private insurance plans to cover a set of benefits known as:
A.   Adult dental and vision services
B.   Essential Health Benefits
C.   Really important services
D.   Critical care services
Question #11
The following individuals are NOT eligible for the Marketplace premium tax credits and cost sharing subsidies
A.   Individuals eligible for Medicaid or Medicare
B.   Undocumented immigrants
C.   All of these
D.   Individuals with an offer of affordable employer sponsored coverage
Question #12
True or false, the individual mandate (the Affordable Care Act’s requirement that everyone have insurance coverage or pay a penalty) is still in effect.
A.   TRUE
B.   FALSE
Question #13
True or false, the American Rescue Plan Act and Inflation Reduction Act provide enhanced premium tax credits, meaning that many individuals now pay even less in premiums.
A.   TRUE
B.   FALSE

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